FXIFY Futures Review April 2026

Is FXIFY Futures Legit?

FXIFY Futures Limited is registered in Dublin, Ireland. The firm is part of the FXIFY ecosystem, which has established a strong reputation in forex prop trading with $30M+ in total payouts across the brand. CEOs Peter Brown and David Bhidey lead the futures division. Execution goes through Alchemy Markets.

The Irish registration, connection to the FXPIG/FXIFY brokerage ecosystem, Alchemy Markets execution partnership, and growing payout history provide this company with operational credibility. The futures-specific offering is the newer product started in 2024, so independent track record is limited compared to the forex side.

The combined FXIFY brand holds +5,500 Trustpilot reviews with a 4.4/5 rating. The positive reviews we analyzed highlight a smooth payout processing, a responsive multilingual support, clear rules, and the dashboard analytics. On the other side, the negative points mention payout delays during KYC processing (Rise is the sole payment provider, and Rise KYC rejection blocks all payouts), changes to drawdown rules on existing account types (static to trailing in 2024), and the addition of consistency rules after the initial launch. Some traders report that the tiered payout structure was not clearly communicated before purchase.

Observation: Starting with a Standard $50K evaluation to test the full payout cycle before committing to Expert or Sim Live is the prudent approach.

What Is FXIFY Futures?

FXIFY Futures Limited is a proprietary trading firm registered in Dublin, Ireland (Suite 302, 2 Pembroke Street Upper, Dublin 2). The firm was founded in 2024 by Peter Brown and David Bhidey. FXIFY Futures is the futures division of the broader FXIFY brand, which operates one of the largest forex/CFD prop firms with 200,000+ traders and $30M+ in total payouts.

The forex side of FXIFY partners with FXPIG, a retail broker established in 2010, for execution infrastructure. The futures division uses Alchemy Markets as its broker, providing access to CME Group products across all four exchanges: CME, CBOT, NYMEX, and COMEX. Instruments include equity index futures (ES, NQ, YM, RTY), energy (CL, NG), metals (GC, SI), treasuries, agricultural products, and currencies.

FXIFY Futures uses a tiered payout system that starts at 60% on the first withdrawal and scales to 100% by the fifth. No other futures prop firm structures payouts this way. Most competitors offer a flat split from day one.

FXIFY Futures forces traders to prove consistency across five payout cycles before unlocking the full profit share. That structure, combined with EOD trailing drawdown that locks at the starting balance, a soft-breach daily loss limit (account suspends for the day, reopens the next), three platform options (NinjaTrader, Tradovate, TradingView), and execution through Alchemy Markets, positions FXIFY Futures as the futures arm of the established FXIFY forex ecosystem.

Keep on reading our review to discover the firms' plans, the tiered payout mechanics, and the rules that separate this firm from the competition.

The Tiered Payout System: 60% to 100% Over Five Withdrawals

This is the structural detail that defines FXIFY Futures and that no competitor review explains with adequate context. FXIFY Futures does not offer a flat profit split. Payouts follow a graduated tier system where the percentage of available profits increases with each successful withdrawal.

On Standard and Expert accounts, only profits above the mandatory buffer count toward payout calculations for the first withdrawal. The tiered system means a trader who earns $5,000 in profit above the buffer on a $100K Expert account receives $3,000 on the first payout (60%), not $4,500 (90% split). The remaining 40% stays in the account. By the fifth payout, 100% of profits above the buffer are available.

This system rewards longevity. If you stay funded for five payout cycles (minimum 70 calendar days at 14-day intervals), you unlock the full profit share.

During our tests we noted that competitors like Apex Trader Funding and My Funded Futures offer flat 80-100% splits from the first payout. The trade-off is that FXIFY Futures' tiered system builds to full retention while competitors cap at a fixed percentage.

Three Account Types: Standard, Expert, and Straight to Sim Live

FXIFY Futures offers three paths to funding, each with different evaluation rules, pricing, and profit splits. The account sizes are diffrent if you choose the evaluation plns or the Straight to Sim Live plan:

• Account sizes for evaluation plans: $50K, $100K, and $150K
• Account sizes for Dierct to Sim Live plan: $15K, $30K, $60K, and $80K

💡 If you are comparing across the industry, see our futures prop firm challenges page.

Standard Plan

This first offer consists of a Monthly subscription for $89/mo, with a one-step evaluation, and unlimited time to approve it. Once you pass the evaluation, you have to pay a $125 activation fee. The reset for this account is available at $79 ($50K), $125 ($100K), $199 ($150K). More details below:

• Profit target: $3,000 ($50K), $6000 ($100K), $9000 ($150K), it varies by size.
• Daily loss limit (DDL): $1,000 ($50K).
• Maximum loss limit (MLL): $2,000 ($50K), EOD trailing.
• Maximum of 3 simultaneous positions.
• Minimum 4 trading days.
• 80% base profit split (upgradable to 90% via add-on).
• 30% consistency rule applies during both evaluation and funded stage.

📌 For a comparison of how EOD trailing differs from intraday trailing, see our guide to trailing drawdown vs. EOD drawdown.

Expert Plan

The Expert plan is designed for experienced traders who want higher splits, lower activation costs, and a less restrictive evaluation. Again, this plan is a monthly subscription of $149/mo. You have unlimited time to pass a one-step evaluation and $0 activation fee (Expert waives this entirely). Consider the parameters for this plan:

• Profit target: $3,500 ($50K), $7000 ($100K), $10,000 ($150K), it varies by size.
• DDL: 3% of daily starting balance.
• MLL: 4-5%, EOD trailing.
• Minimum 3 trading days.
• 90% base profit split (upgradable to 100% via add-on).
• 40% consistency rule applies only on the funded stage (not during evaluation).
• Optional add-on: remove daily drawdown limit (+10% of evaluation fee).

Straight to Sim Live: The Instant Funding Alternative

There's no evaluation in the Direct to Sim Live and you have immediate funded access. What is also an advantage is that it has a one-time fee, with no monthly subscription or activation fee. However, the reset option is not available.

• Account sizes and prices: $15K for $199, $30K for $399, $60K for $649, and $80K for $799.
• 90% profit split (upgradable to 100%).
• 20% consistency rule (strictest across all plans).

📌 Important: Only one Sim Live account is available per trader. You transition to a real live funded account when you reach the maximum payout cap for your account size.

The Sim Live path is the most direct route to real capital. The payout caps act as milestones: withdraw $3,000 from a $15K account and the transition to a real live account is triggered.

• The 20% consistency rule is the tightest in the FXIFY Futures lineup.
• No single day's profits can exceed 20% of total accumulated profits.

All Plans, A Full Comparison

EOD Trailing Drawdown and the Soft Breach System

FXIFY Futures uses end-of-day (EOD) trailing drawdown for the Maximum Loss Limit (MLL). The MLL adjusts based on the account's end-of-day balance, not intraday equity peaks. If you make large profits during the session but lose them before the close, the MLL does not move. This protects against volatile intraday swings inflating the trailing floor.

The MLL locks when the account reaches a profit equal to the absolute drawdown amount. On a $50K Standard account with a $2,000 MLL, the lock triggers when the balance reaches $52,000. At that point, the MLL fixes at $50,000 permanently and stops trailing. This converts the drawdown from trailing to static. For a deeper understanding of this mechanic, see our drawdown guide.

The daily loss limit (DDL) operates as a soft breach. If the account breaches the DDL during a trading day, the account is closed for the remainder of that day. It reopens automatically the next trading day with the DDL recalculated based on the new starting balance. The soft breach does not terminate the account. Only an MLL breach results in permanent closure (no reset available on funded accounts).

Trading Rules and Restrictions in TXIFY Futures

Before investing, follow these rules and restrictions:

Consistency Rules by Plan

• Standard: 30% consistency rule applies during both the evaluation and funded stages. No single trading day's profits can exceed 30% of total accumulated profits.
• Expert: 40% rule applies only on the funded stage (evaluation is unrestricted).
• Sim Live: 20% rule (strictest).

The tiered consistency system is designed to match the access level: Sim Live skips the evaluation entirely, so the 20% rule compensates.

What Is Allowed

✅ News trading is permitted.

✅ Scalping is allowed (minimum trade duration exceeds micro-scalping threshold).

✅ DCA (stacking/layering) is allowed.

✅ Copy trading is permitted.

✅ VPN usage is allowed.

✅ All CME Group instruments are accessible.

For strategies on managing consistency rules during evaluations, see our guide on how to pass a prop firm evaluation.

What Is Prohibited

❌ Expert Advisors (EAs) and automated trading are not permitted.

❌ Overnight positions and Weekend positions are not allowed.

❌ Micro scalping (trades under one minute targeting less than 3 points) is banned.

❌ Trading within 2% of a CME price limit is prohibited.

❌ Other banned strategies: all-or-nothing approaches, exploiting favorable fills, account rolling, reverse trading, manipulating gaps, group trading, account management, latency arbitrage, statistical arbitrage, and exploiting bugs/glitches.

The no-EA restriction is notable. Most futures prop firms (Apex, My Funded Futures, Bulenox) allow EAs. FXIFY Futures does not. Traders who rely on automated strategies must look elsewhere. The overnight and weekend holding prohibition also restricts swing traders and position traders.

Restricted Countries

Are you in a restricted country? Check first the restricted locations:

Afghanistan, Albania, Algeria, Angola, Azerbaijan, Bahamas, Barbados, Belarus, Bosnia & Herzegovina, Botswana, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Central African Republic, China, Crimea, Croatia, Cuba, Democratic Republic of Congo, Ecuador, Ethiopia, Ghana, Gibraltar, Haiti, Hong Kong, Iceland, Indonesia, Iran, Iraq, Jamaica, Jordan, Kenya, Kosovo, Laos, Lebanon, Liberia, Libya, Malaysia, Mali, Mauritius, Macedonia, Mongolia, Montenegro, Mozambique, Myanmar (Burma), Namibia, Nicaragua, Nigeria, North Korea, Pakistan, Panama, Papua New Guinea, Philippines, Qatar, Romania, Russia, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Sri Lanka, Tanzania, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, United Arab Emirates, Venezuela, Vietnam, Yemen, Zimbabwe.

Buffer Zone and Maximum Withdrawal Caps

FXIFY Futures enforces a mandatory buffer zone on all funded accounts. You can only withdraw profits above the buffer. The buffer amount becomes the new maximum drawdown limit after each payout, locking at the initial balance. Take a look at our summary table:

Maximum withdrawal caps also apply per payout cycle: Standard/Expert: $5,000 ($50K account), $10,000 ($100K), $15,000 ($150K); and Sim Live: $3,000 ($15K), $6,000 ($30K), $12,000 ($60K), $15,000 ($80K).

One exception is available: You can make a one-time withdrawal within the buffer zone. Standard accounts withdraw 60% of profits within the buffer. Expert accounts withdraw 70%. Using this exception permanently reduces the buffer protection.

Payout Process

Payouts are processed bi-weekly (every 14 days). The first withdrawal is available 14 days after placing the first funded trade. For a better visualization, we created a list with information about payments:

• Processing time: 24-48 hours after approval.
• Minimum withdrawal: $100 above the buffer (Standard/Expert) or 3% of balance (Sim Live).
• Payments are processed through Rise.
• The evaluation fee is reimbursed with the first payout on Standard and Expert plans.
• No activation fee applies to Expert and Sim Live accounts.
• Standard accounts pay a $125 activation fee after passing.
• Reset is available during evaluation only (not after funding). Reset costs: $79 (50K Standard), $125 (100K Standard/$50K Expert), $199 (150K Standard), $225 (100K Expert), $299 (150K Expert).

📌 Check our prop firm deals page for active FXIFY Futures promotional codes.

Platforms Supported and Infrastructure

FXIFY Futures supports NinjaTrader, Tradovate, and TradingView (via Tradovate connection). The execution goes through Alchemy Markets, providing access to CME, CBOT, NYMEX, and COMEX listed products. The firm provides a proprietary trading dashboard with advanced analytics including real-time drawdown tracking, consistency monitoring, and profit distribution metrics.

The three-platform lineup is competitive for the futures space. Firms like Earn2Trade and Alpha Futures offer similar platform counts, but FXIFY Futures' TradingView integration via Tradovate gives traders chart-based execution without leaving the TradingView interface.

Company Information

Read through all the legal details and customer support information:

Final Verdict: Is FXIFY Futures Worth It? Who Is It Best for?

FXIFY Futures occupies an interesting position in the futures prop firm landscape: it enters with institutional credibility borrowed from its parent brand FXIFY, a well-established CFD prop firm, while operating under rules that are more restrictive than most newer competitors. That backing matters for operational continuity, structured KYC processes, and a legitimate payout processor (Riseworks) signal a firm that's built for longevity rather than a quick launch.

✅ The positive aspects: The EOD trailing drawdown that locks at the starting balance after the first payout is protective, and the Expert plan's $0 activation fee with consistency requirements only at the funded stage makes it the most attractive path for experienced traders who pass evaluations efficiently.

‼️The trade-offs are worth understanding before committing. The tiered payout system — starting at 60% of eligible profits on the first withdrawal and only reaching 100% from the fifth payout onward — means your early withdrawals will be materially smaller than the advertised split suggests. Combined with the payout caps ($5K/$10K/$15K on Standard and Expert, lower on Sim Live) and a 14-day payout frequency rather than the daily or 3-day cycles offered by competitors like LucidPro or Topstep's Live account, FXIFY Futures' payout structure is among the more conservative in the space.

The monthly subscription model on Standard and Expert also accumulates cost over time for traders who need multiple months to pass. Particularly, if you have the Expert at up to $349/month for the $150K tier.

✅ If you are omeone who trades CME futures intraday, closes all positions before the end of the session, doesn't rely on EAs or automated strategies, and can work within strict consistency rules, FXIFY Futures delivers a structured and credible path from evaluation to live capital.

• The Expert plan specifically offers a clean value proposition: one-step evaluation, no activation fee, and consistency rules that only activate post-evaluation.
• The Direct to Sim Live path suits traders who want immediate funded access without an evaluation, accepting tighter constraints (20% consistency, capped account sizes up to $80K) in exchange for starting from day one.
• The connection to FXIFY's broader ecosystem and the firmness of its operational infrastructure put it ahead of many standalone newcomers on trust and reliability.

Among the best prop firms in futures, FXIFY Futures' connection to the established FXIFY forex brand provides operational continuity that standalone newcomers lack.