Ment Funding Futures Review July 2026

Most prop firms hand you a demo account after you pass the evaluation. Ment Funding hands you a live account backed by real capital. That distinction, clearly stated in the firm's own FAQ and terms, makes Ment Funding one of a handful of prop trading firms that routes funded trader orders through an actual broker with real market execution. Combined with a 1-step evaluation, no time limits, scaling to $5 million on both the forex and futures sides independently, and a CEO who personally responds to support tickets on Discord, this is a firm built on transparency and simplicity. This review covers both the forex and futures programs, every rule, and the details that set Ment Funding apart.

What Is Ment Funding?

Ment Funding is a US-based proprietary trading firm founded in 2021 by Anton Calmes. The company is headquartered in Pennsylvania and registered as Ment Funding LLC. Calmes holds a Bachelor's in Finance from Drexel University's LeBow College of Business and previously worked as a Settlement Trader at HedgeServ. He also runs mentfx.com, a trading education platform with over 15,000 private students and 124,000 public followers.

The firm grew out of the MentFX education ecosystem. Calmes built Ment Funding after recognizing that talented traders from his mentorship were being unfairly evaluated by traditional 2-step prop firm models. The firm uses a 1-step evaluation with no time limit, no minimum or maximum trading days, and identical rules on the evaluation and funded account. The motto is straightforward: if the rule is not listed, it is not enforced.

Ment Funding holds a 5/5 Trustpilot rating with 227 reviews. The firm operates in partnership with ThinkMarkets as its broker, providing raw account spreads starting at 0.0 pips on major forex pairs. The firm accepts traders from all countries except OFAC-listed nations.

Live Capital, Not Simulated: What That Means

This is the detail that separates Ment Funding from the majority of the prop firm industry. The firm's FAQ explicitly states: "Once you pass the Assessment, we provide you with a live account, backed by our capital." The account is notionally funded, meaning the equity displayed may differ from the actual capital on deposit with the broker, but trades execute at real market prices provided by the broker.

The firm also discloses that it may act as the direct counterparty to certain trades for risk management purposes. In those cases, orders still execute at broker-provided prices, but the firm absorbs the market risk rather than routing the order to a third party. Ment Funding acknowledges this creates a potential conflict of interest. The key practical implication: the firm does not manipulate pricing or executions, and all market conditions come directly from the broker.

Why does this matter? Most prop firms operate entirely on demo servers. If a firm closes or has operational issues, demo account profits have no underlying market activity. With Ment Funding's live execution model, the broker processes real orders. This does not eliminate business risk, but it provides a layer of market authenticity that demo-only firms lack.

Two Programs, One Firm: Forex and Futures

Ment Funding runs separate forex and futures evaluation programs under the same roof. Each program has its own scaling track, and traders can max out funding on both sides independently. The firm offers account sizes from $25,000 to $2,000,000 on forex, and $25,000 to $400,000 on futures (with scaling to $5M on each). For traders comparing options across the industry, see our pages on forex prop firm challenges and futures prop firm challenges.

How the 1-Step Evaluation Works

Both the forex and futures evaluations follow the same structure: one phase, 10% profit target, and identical rules carry over to the funded account. There are no minimum trading days and no maximum trading days. A trader can pass in a single session or take a full year.

Drawdown Rules: Balance-Based Daily, Static Max

The daily loss limit is 5%, calculated from the previous day's closing balance (resets at 5 PM EST). This is a balance-based calculation, not equity-based. The distinction is significant: if a trader has $5,000 in unrealized profits on a $100,000 account, the daily loss floor remains $95,000 (based on the $100,000 balance), not $100,000 (which would be the equity-based calculation). This gives intraday traders room to scale into winning positions without the drawdown floor chasing their equity in real time. The daily loss limit compounds as the account balance grows.

The maximum loss is 6%, static, calculated only from the initial account balance. On a $100,000 account, the breach level is $94,000 regardless of how high the balance climbs. After the first withdrawal, the max loss floor locks at the original account balance. For example, if a trader grows a $200,000 account to $300,000 and then withdraws $50,000, the account balance becomes $250,000 and the breach level locks at $200,000, leaving a $50,000 buffer. This compounding incentive rewards traders who grow their accounts before withdrawing. For a comparison of how these drawdown types differ from trailing models, see our guide to trailing drawdown vs. EOD drawdown.

Trading Rules and What Is Allowed

Ment Funding's rule set is unusually permissive. EAs, copy traders, scripts, and custom indicators are all allowed. Hedging is permitted within leverage and lot size limits. There is no consistency rule. There is no restriction on trading timeframes or styles. News trading is permitted, though the firm uses red-folder ForexFactory events as a guideline and reserves the right to define what constitutes a news event.

Weekend Holding

By default, all trades must be closed by 3:45 PM EST on Friday. Positions left open are automatically closed (soft breach, not account termination). Traders who need weekend holding can purchase it as an add-on at checkout for a 10% price increase.

Futures-Specific Rules

Futures traders must trade the front-month contract for each product. Trading out-month contracts is prohibited and can result in account loss. Traders can hold one active futures evaluation and one active live futures account per tier ($25K, $50K, $100K, $200K, $400K). Combined starting balances across all active futures accounts cannot exceed $775,000.

Inactivity

Accounts with no trading activity for 30 consecutive days are breached. At least one trade per 30 days is required.

Breach Types

Soft breach: trades violating a rule are closed, but the account remains active (e.g., positions open past Friday 3:45 PM). Hard breach: violating the daily loss limit or max drawdown terminates the account. No paid resets are available. A new evaluation must be purchased to start over.

What Happens After You Pass

Profit Split and Upgrades

The default profit split is 75%. Traders can upgrade to 90% by selecting the add-on at checkout, which increases the evaluation fee by 20%. The split is fixed and does not change through scaling. There is no tiered progression from 75% to 90%. Traders must decide at purchase time. The 75% default is lower than many competitors, but the 90% add-on brings it in line with industry leaders.

Payout Schedule and Methods

Withdrawals are available every 30 days from the first funded trade via the trader dashboard. The first withdrawal has no time limit. Payout methods include bank transfers through Riseworks and wallet withdrawals via Columis. Processing takes 24-48 business hours. There are no withdrawal fees from Ment Funding's side. For strategies on managing the evaluation and funded stage, see our guide on how to pass a prop firm evaluation.

Scaling to $5 Million

Ment Funding's scaling plan doubles the account size when all three criteria are met: at least one withdrawal completed, at least 3 months with gains exceeding 2% within any 6-month window (non-consecutive), and 10% total profit (including withdrawn amounts). When a trader qualifies, the existing account is closed and a brand-new live account is issued at double the size with fresh limits.

The scaling cap is $5 million on the forex side and $5 million on the futures side, tracked independently. A trader can hold $1 million in forex funding and $375,000 in futures funding simultaneously and still scale both. Among forex prop firms and futures prop firms alike, the $5M cap on each side is one of the highest available.

The firm also allows account merging on a case-by-case basis. Two funded accounts of the same size can be combined into a single larger account (e.g., two $50K accounts merged into one $100K). This is reviewed individually and is not guaranteed.

Platforms, Instruments, and Trading Costs

Ment Funding supports five platforms: cTrader, DXtrade, MTR (MatchTrader), MetaTrader 4, and MetaTrader 5. US traders use MatchTrader or DXtrade. The firm provides YouTube tutorial playlists for DXtrade and other platform-specific guides.

Tradeable instruments include forex majors, minors, and exotics, indices, gold, silver, oil, and futures contracts. Leverage is 1:20 on forex, 1:10 on indices, 1:2 on crypto. The firm uses RAW accounts from the broker with no markup. Commissions are $7 round-trip on forex. Indices, commodities, and other products carry $0 commission.

Pricing

All fees are one-time payments. No monthly subscriptions. The evaluation fee is refundable upon the first successful payout. Add-ons (weekend holding +10%, 90% profit split +20%) increase the base price. Check our prop firm deals page for any active Ment Funding discount codes.

[VERIFY] Pricing reflects base rates without add-ons. Weekend holding adds 10%. The 90% profit split add-on adds 20%. Verify exact pricing at mentfunding.com before purchasing.

Payment methods include credit/debit cards and cryptocurrency.

The MentFX Education Ecosystem

Ment Funding is the only prop firm that grew directly out of an established trading education company. MentFX (mentfx.com) is a paid mentorship platform ($100/month) where Anton Calmes teaches institutional order flow analysis, forex strategy, and risk management. The mentorship has operated since before the prop firm launched and has produced over 15,000 private students.

The firm also runs free educational content through its YouTube channel and hosts monthly trading competitions through the dashboard. These competitions are structured events with prizes, giving traders an additional avenue for income beyond the funded account program.

This education-to-funding pipeline is a differentiator. Traders who learn through MentFX can directly apply their methodology to the Ment Funding evaluation, using the same strategies taught in the mentorship. The alignment between education and evaluation creates a cohesive ecosystem that few competitors replicate.

How to Get Started with Ment Funding

1. Visit mentfunding.com and select either the Forex or Futures tab.

2. Choose an account size ($25K to $2M for Forex, $25K to $400K for Futures).

3. Select any add-ons (weekend holding, 90% profit split).

4. Complete payment via card or crypto.

5. Receive your evaluation account credentials.

6. Connect to cTrader, DXtrade, MTR, MT4, or MT5.

7. Trade the evaluation: hit the 10% profit target without breaching drawdown.

8. Pass the evaluation and complete the Trader Agreement and KYC.

9. Receive your live funded account within 24-48 business hours.

10. Request payouts every 30 days through the trader dashboard.

Who Is Ment Funding Best For?

Ment Funding suits traders who value simplicity and real market execution above all else. The 1-step evaluation with no time limit, no minimum days, and identical rules on the funded account removes the multi-phase complexity that trips up many traders at other firms. The balance-based daily drawdown calculation is more forgiving than equity-based models used by most competitors. The firm ranks well among best prop firms for its rule transparency and live account model.

EA and algorithmic traders benefit from the permissive strategy rules. Hedging is allowed. Copy trading between the trader's own accounts is permitted. There is no consistency rule and no restrictions on trading style or timeframe.

The 75% default profit split is a weak point unless traders pay for the 90% upgrade. Monthly payout cycles (every 30 days) are slower than firms offering bi-weekly or weekly withdrawals. The firm does not offer paid resets, so a breached account means purchasing a new evaluation. Leverage is conservative at 1:20, which limits position sizing on forex compared to firms offering 1:50 or 1:100.

Is Ment Funding Legit?

Ment Funding LLC is registered in the United States (Pennsylvania). The firm has operated since 2021, making it one of the older prop firms in the current market. CEO Anton Calmes is publicly identified, actively participates in the Discord community, and personally responds to Trustpilot reviews (including negative ones). This level of founder visibility is uncommon in the prop firm space.

The firm holds a 5/5 Trustpilot rating with 227 reviews. Positive feedback consistently highlights fast account delivery after passing (same-day in many cases), reliable payouts, the absence of hidden rules, and the CEO's personal involvement. Negative reviews are rare and primarily involve KYC processing issues (handled by third-party provider Sumsub), which the firm addresses by issuing immediate refunds when KYC is declined.

The live account model with real broker execution through ThinkMarkets provides structural credibility that demo-only firms cannot match. The firm states it has paid 100% of every requested payout since inception. The MentFX education background, the US registration, and the 4+ year operational history position Ment Funding as one of the more established and transparent operators in the market